Privacy

Zero to Zero is a personal website. This notice explains what information it collects and how that information is used.

What is collected

• When you subscribe: your email address, and your name if you choose to give it. Ghost, the publishing platform this site runs on, stores it and uses it only to send the newsletter and manage your subscription.
• When you visit: basic, aggregated visit statistics such as page views, referring site, country and device type, collected by Ghost's built-in analytics. The site does not use advertising trackers and does not sell data to advertisers.
• Cookies: a session cookie is set only if you sign in to manage your subscription.

How it is used

To deliver the monthly email and any new-article notifications you have opted into, and to understand which writingreaders find useful. Nothing else.

What is not done with it

Subscriber information is never sold, rented or traded. It is not shared with Beacon Pointe Advisors, LLC, and it is not used to market advisory services.

Who else handles it

Ghost hosts this site and stores subscriber records. Newsletters are delivered through Ghost's email service, which uses Mailgun. Each provider processes data only to provide those services.

Your choices

Every email includes an unsubscribe link. To have your subscriber record deleted entirely, email zerotozerofin@gmail.com and it will be removed.

Contact

Questions about this notice can be sent to zerotozerofin@gmail.com.

Last updated September 18, 2026.